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Missouri Tax Refund Calculator
Use this free calculator to estimate your Missouri state tax refund for the 2025-2026 tax year. Missouri uses a progressive income tax system with rates from 2-4.95%. Enter your income, filing status, and deductions below to see your estimated refund or balance due.
This calculator uses official Missouri Department of Revenue tax tables and standard deduction amounts for the 2026 tax year. Results are estimates and should be verified with a tax professional.
Missouri State Tax Calculator 2025-2026
Missouri Tax System Details
Missouri operates a progressive income tax system with 9 tax brackets. Tax rates range from 2-4.95%, applying to all taxable income earned by Missouri residents. The state standard deduction for 2026 is $13,850 for single filers and $27,700 for married filing jointly.
How Missouri Compares to Other States
Missouri's top rate of 4.8% is moderate compared to neighboring states. Kansas's top rate is 5.7%, Nebraska's is 6.64%, Kentucky's flat rate is 4.5%, Tennessee has no income tax, and Illinois is 4.95%. Missouri's many brackets (10) make the system complex, but nearly all taxable income is taxed at 4.8% due to low thresholds.
A single filer earning $60,000 would pay about $2,340 in Missouri state tax. The low tax-free threshold means even part-time workers enter taxable brackets quickly.
Deductions and Credits Available in Missouri
Missouri offers a property tax credit for low-income homeowners and renters, a retirement income deduction of up to $42,480 for seniors, and an earned income tax credit worth 10% of the federal EITC. Social Security benefits are partially exempt.
For federal tax purposes, Missouri residents can deduct their state income tax payments on their federal return if they itemize deductions, subject to the $40,000 SALT cap.
Sales Tax in Missouri
Missouri's state sales tax rate is 4.225%, but local jurisdictions add significant additional taxes. The average combined rate is approximately 7.9%, with some areas exceeding 10%. Property taxes average about 0.95% of home value.
Missouri Income Tax Overview
The standard deduction is $13,850 single / $27,700 married, which directly reduces the amount of income subject to tax. Practical tip: the effective rate you actually pay is usually far lower than the top marginal rate. For typical middle-income earners, the effective state tax rate lands well below the headline rate.
The standard deduction directly reduces your taxable income before the flat rate is applied. The state sales tax rate is 4.225% (avg combined 8%), which applies to most goods and some services depending on local laws. Property taxes in Missouri average approximately 0.93% of home value. For context, the national average property tax rate is roughly 1.1%. Residents should check their city and county rates, as local add-ons can significantly increase the combined sales tax rate above the state base rate.
Compared to neighboring states — Iowa (6%), Illinois (4.95%), Kentucky (4.5%), Tennessee (none), Arkansas (2-4.7%), Oklahoma (4.75%), Kansas (5.7%), Nebraska (6.64%) — Missouri offers a distinct balance of rates, deductions, and available credits that can significantly impact your total tax burden. For retirement income: SS exempt, $6,000 pension deduction 62+. Missouri borders the most states at eight. Missouri offers various credits including potential property tax relief, earned income tax credits, and retirement income deductions depending on eligibility. The annual filing deadline for state income tax returns is April 15, matching the federal deadline. Taxpayers who cannot file by the deadline can request an automatic six-month extension, though any tax owed must still be paid by April 15 to avoid interest and penalty charges. Self-employed individuals, recent movers, and retirees with complex income sources should consult a qualified tax professional for personalized guidance.
Frequently Asked Questions About Missouri Taxes
What is the Missouri state income tax rate structure?
Missouri uses 0-4.8% progressive (phasing to flat) system. This rate structure determines how much state tax you owe based on your taxable income after subtracting the standard deduction of $13,850 single / $27,700 married. Understanding where your income falls within this structure is the first step in estimating your state tax liability. Taxpayers should verify current year rates with the state department of revenue, as legislative changes can affect brackets and rates from year to year.
Does Missouri tax Social Security and retirement income?
SS exempt, $6,000 pension deduction 62+. Social Security benefits are generally treated favorably across most states, and Missouri follows this approach. However, federal taxation of Social Security may still apply based on your combined income level. Retirees should also consider how Missouri handles pension income, 401(k) withdrawals, and IRA distributions when planning their retirement budget, as state-level treatment varies significantly across the country.
What are the sales and property tax rates in
The Missouri state sales tax rate is 4.225% (avg combined 8%). Combined state and local rates can vary by city and county. Property taxes average approximately 0.93% of home value. Missouri borders the most states at eight. Taxpayers should consider these consumption-based and property-based taxes when evaluating their overall tax burden, as they can significantly affect the true cost of living in Missouri compared to other states with different tax structures.